What Is the Job Profile of SBI SO? What Duties Are to Be Performed by An SBI SO?

Job Profile of SBI SO

State Bank of India (SBI) is the largest nationalized bank. Every year, the bank offers a host of job opportunities for aspiring candidates for various roles. The roles for which SBI hires include clerks, Specialist Officers (SO), and Probationary Officers (PO). Here, we will look at the roles and responsibilities of an SBI SO

SBI SO Job Profile

A Specialist Officer is tasked with handling various responsibilities and overcoming several challenges concerning the technological and financial activities of the bank. You can assume many positions as a Specialist Officer in the State Bank of India. Some such roles include Special Management Executive, Deputy General Manager, and Deputy Manager. Given below is the SBI SO salary and job profile.

SBI SO Roles and Responsibilities

Different Specialist Officers in SBI have various duties to perform. Generally speaking, the roles and responsibilities of an SO in the State Bank of India include:

1.  Review accounts in collaboration with the top management and assists in making informed decisions based on those reviews on resolution or recovery and the mode of resolution or recovery.

2.  Advise other branches regarding shortcomings in proposals due to which asset qualities tend to slip.

3.  Conduct thorough research and analysis about the latest industry happenings to enhance the overall resolution quality.

4.  Resolve, rectify, and restructure credit facilities by keeping the DGM (ARC), DGM (NCLT), DGM (OTS), DGM (SARG – Retail), and DGM (SARG – Commercial) in the loop whenever required.

5.  Contribute to reducing budgeting provisions.

6.  Provide support for resolving accounts through NCLT.

7.  Check the viability of resolution plans.

8.  Monitor SMA accounts and develop strategies for upgrading them if required.

9.  Besides this, Specialist Officers may also be tasked with any other responsibilities as meted out by the bank.

SBI SO Salary 

The SBI SO salary differs for the JMGS, MMGS, and SMGS officers. We have compiled the salary for each of the scales of officers below in the table. 

Sr NoGradeScale of  Pay
1Junior Management Grade Scale I (JMGS I)23700-980/7-30560-1145/2-32850-1310/7-42020
2Middle Management Grade Scale-II (MMGS II)31705-1145/1-32850-1310/10-45950
3Middle Management Grade Scale III (MMGS III)42020-1310/5-48570-1460/2-51490
4Senior Management Grade Scale IV (SMGS-IV)50030-1460/4-55870-1650/2-59170

SBI SO Eligibility 

There are certain minimum eligibility requirements that you must meet to qualify to apply for the position of Specialist Officer in the State Bank of India.

1.    Age Limit and Relaxation 

The age limit for different posts under the Specialist Officer category in the State Bank of India vastly varies. For instance, the age limit to apply for the deputy manager position is between 25 and 35 years. Similarly, to apply for an Assistant Manager post, you must be between 21 and 30 years.

Also, candidates from different backward classes can seek age relaxation up to a specific limit. For example, candidates belonging to the SC/ST categories can seek age relaxations of up to 5 years. Likewise, PWD SC/ST candidates can seek an age relaxation of up to 15 years. PWD OBC candidates can seek a relaxation of up to 13 years, and PWD General candidates, up to 10 years.

Besides this, those who have served in the army or navy, Emergency Commissioned Officers (ECO), and Short Service Commissioned Officers (SSCO) can also seek age relaxations of up to 5 years. 

2.    Education

Candidates must be degree holders to apply for Specialist Officers in the State Bank of India.

3.    Domicile

There are no domicile requirements to apply for the position of Specialist Officer in the State Bank of India, and people from all over the country can apply for this post

As a candidate who aspires to bag a job as a Specialist Officer in the State Bank of India, you must prepare rigorously for it. You can refer to BYJU’s Exam Prep resources to qualify for this exam. You can find plenty of valuable resources that should help you become thorough with the topics and enable you to come out on top.

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